1) The Pentecostal Credit Union (PCU) is run for your benefit. Each and every member is a shareholder.

2) When you want to save or borrow money, PCU is the most convenient place to go.

3) The interest charged on loans which is 1% per day/week/month (according to repayment schedule) of the reducing balance has remained the same since PCU was formed in 1980.

4) As with ALL Credit Unions, nobody “creams” off any profit. There are no stockholders. Instead, the net earnings after all expenses are paid are divided among shareholders by means of dividends on their savings. Dividend has been paid in recent years, but cannot be promised every year.

5) The elected Board of Directors and the members of it’s Committees are all volunteers, and work without pay.

6) PCU gives low cost credit, yet has still manages to pay dividend on savings in recent years.

7) It is a non profit-making membership company registered under law.

8) Like ALL Credit Unions, PCU is regulated by the Financial Services Authority (FSA), and in addition, members have recourse to the Financial Services Ombudsman in case of complaint.

9) PCU has paid a Dividend on savings for every year since its inception.

10) As the name says, The Pentecostal Credit Union is run and managed by committed Christians of the Pentecostal faith.